Some properties have more flexibility with different situations. Tell me what's going on. We can always try. I'll help you check the requirements and what documents you'll need before you apply. The property makes the final decision on your application.
It's important to me to treat you with respect and put in the effort to find a good option for your situation. I also help with the application steps and explain what you'll need to apply.
It's completely free for you. I don't add any fees. The properties pay me directly if you decide to rent. Your apartment rent and fees are separate.
Most Denver apartment complexes require a credit check. Many properties set a minimum credit score, and the number varies by property. This doesn't mean you're disqualified if your credit is below 600 or if you have no credit history. It means you need a strategy.
Credit checks serve a single purpose: predict whether you'll pay rent on time. Landlords view low credit as a red flag that you might not pay. However, this assumption is flawed. You might have bad credit due to medical debt, a past situation, or lack of credit history—none of which predict rent-paying behavior.
The Key Insight: Landlords care about credit because it historically correlates with rent payment reliability. But they'd accept other proof of reliability if you could provide it. This is where alternatives come in.
Most Denver landlords will consider applicants with weak credit if you demonstrate stable income—typically 3x monthly rent. If rent is $1,500/month, you need to show $4,500/month gross income. Provide: recent pay stubs (60 days), employment verification letter, tax returns, and bank statements showing account balance and regular deposits. This proves you can afford rent regardless of credit history.
We can ask whether the property accepts a co-signer and what they require. Having one does not guarantee approval.
First, we’ll confirm the deposit the property requires. I’ll include it in your estimate so you know what you need; there’s no need to offer extra money before checking the requirements.
If you have previous landlords who can vouch for you—"paid rent on time, took care of property, no issues"—these letters are powerful. Some Denver landlords will weight these above credit scores. Get written references from previous landlords and include them with your application.
Provide an employment verification letter on company letterhead stating your position, tenure, and salary. If you've been at your job for 2+ years, this demonstrates stability. Landlords view job stability as a proxy for financial reliability and rent-paying ability.
I don’t choose an area based on your credit or rental history. Tell me where you want to live and we’ll check the requirements of the properties you’re interested in.
Individual owners renting 1-3 properties often skip formal credit checks entirely. They may do a basic rental screening but focus on income, employment, and references.
Properties offering month-to-month leases (typically higher monthly rent) often don't run credit checks. The short commitment reduces landlord risk, making credit history less critical. Monthly rent is often higher.
Short-term sublets and furnished apartments typically don't require credit checks. These are transitional housing, so landlords accept more flexibility. Good option if you need to resolve credit issues before a longer lease.
Apartment buildings with fewer units are often owner-managed and use individualized screening. They may skip credit checks in favor of other factors.
Worth knowing: Large corporate complexes, luxury properties, and properties in high-demand neighborhoods (downtown, LoDo) tend to use strict automated screening. We check each property’s requirements before you apply.
First, we’ll confirm the deposit the property requires. I’ll include it in your estimate so you know what you need; there’s no need to offer extra money before checking the requirements.
Upfront Costs: Some landlords require first month's rent, last month's rent, and deposit all upfront instead of spreading costs. I’ll confirm the exact amount due at signing for each property.
Higher Monthly Rent (If Month-to-Month): Month-to-month leases (which often don't require credit checks) often cost more per month. I’ll confirm the price for each option.
Application Fees & Co-Signer Fees: Standard application fee is $75-$150. If you use a co-signer, their application fee may be additional ($75-$150).
Want a realistic match list for your situation? Fill out the form →
It's important to me to treat you with respect and put in the effort to find a good option for your situation. I also help with the application steps and explain what you'll need to apply.
I don’t choose an area based on your credit or rental history. Tell me where you want to live and we’ll check the requirements of the properties you’re interested in.
Ask the property for its document checklist before applying. I’ll help you check what’s missing so you can submit a complete application.
Ask the property for its document checklist before applying. I’ll help you check what’s missing so you can submit a complete application.
One tip: If you're considering month-to-month to avoid credit checks, factor in the higher monthly rent. Sometimes paying a slightly higher standard deposit to get a 12-month lease is smarter financially than the extra rent on a month-to-month.
Tell me what you’re looking for and when you can see apartments in person. Your contact details help me arrange tours faster.
We can ask whether the property accepts a co-signer and what they require. Having one does not guarantee approval.
It's important to me to treat you with respect and put in the effort to find a good option for your situation. I also help with the application steps and explain what you'll need to apply.
Get started today: Fill out the form above, call us at (720) 560-2740, or message us on WhatsApp. We'll identify realistic opportunities in flexible neighborhoods and a clear path forward. It's free, and we work for you.
Denver Apt Pro is a free bilingual apartment locating service serving the Denver metro area. We help renters with all types of challenges—low credit, no credit, evictions, broken leases—find apartments that match their needs and budgets. My search help is free for you.